@cityssm/eft-generator

EFT Generator for Node

Formats Electronic Funds Transfer (EFT) data into the CPA 005 standard.

Supports credit (C) and debit (D) record types. Other logical record types are not supported.

✔️ Output parsed successfully by Scotiabank.

Installation

npm install @cityssm/eft-generator

Usage

import fs from 'node:fs'
import { EFTGenerator } from '@cityssm/eft-generator'

const eftGenerator = new EFTGenerator({
  originatorId: '0123456789',
  originatorShortName: 'SSM',
  originatorLongName: 'The City of Sault Ste. Marie',
  fileCreationNumber: '0001'
})

eftGenerator.addDebitTransaction({
  bankInstitutionNumber: '111',
  bankTransitNumber: '22222',
  bankAccountNumber: '333333333',
  cpaCode: 385, // Property Taxes
  amount: 1234.56,
  payeeName: 'Test Property Owner'
})

const output = eftGenerator.toCPA005()

fs.writeFileSync('cpa005.txt', output)

Resources

• Canadian Payments Association Standard 005
• Royal Bank CPA-005 Reference

Related Projects

CPA Codes for Node
Lookups, validations, and utility functions for Canadian Payments Association (CPA) Standard 007 transaction and return codes.